According to the official website of the National Medical Insurance Administration, pregnancy is a very difficult thing. Every expectant mother, when feeling the happiness and joy of giving birth to a new life, not only needs to adapt to and bear the many changes in her body, but also faces the hardships of pregnancy and the test of childbirth. In the process of transitioning from expectant mothers to mothers, maternity insurance provides insured individuals with more care and protection from five dimensions. Breadth: With a wider coverage and a larger number of beneficiaries, it bears the mission of balancing unit labor costs, promoting gender fair employment, and ensuring the reproductive rights and interests of female employees. The maternity insurance system covers employers and their employees, ensuring the reproductive rights and interests of insured employees. Fundraising is paid by employers, but not by individual employees. In recent years, medical insurance departments at all levels have continued to promote the participation of maternity insurance employers, especially with the comprehensive promotion of the merger of maternity insurance and employee medical insurance. Employers and employees should participate in maternity insurance simultaneously when participating in employee medical insurance. The coverage of maternity insurance continues to expand, and the number of insured persons continues to rise, reaching 249 million in 2023, which is 1.5 times that of 2013. The number of people enjoying maternity insurance benefits has increased from 5.22 million in 2013 to 17.68 million in 2022. With the development of new industries and new economies, the Central Committee of the Communist Party of China and the State Council are deeply concerned about the issue of medical and maternity security for flexible employment personnel. In July 2022, 17 ministries and commissions jointly issued the Guiding Opinions on Further Improving and Implementing Positive Maternity Support Measures, which clearly proposed that places with conditions can explore incorporating flexible employment personnel into the coverage of maternity insurance, and participate in maternity insurance simultaneously with employee medical insurance. Under the guidance of the National Medical Insurance Administration, provinces such as Jiangxi, Zhejiang, Tianjin, and Guizhou have carried out corresponding explorations, and the reproductive security rights of flexible employment personnel have been further protected. Strength: The level of protection is higher, and the burden is greatly reduced. Through national legislation, maternity insurance ensures that female employees can obtain basic economic income and reimburse medical expenses related to childbirth during the interruption of work due to pregnancy and childbirth. The guarantee of maternity medical expenses for insured female employees who give birth covers various aspects such as prenatal examinations, hospital delivery, and family planning, achieving full cycle protection from pregnancy to delivery. In 2022, the per capita expenditure on maternity medical benefits for female employees covered by maternity insurance was 5899 yuan, 1.5 times that of 2013. As a substitute salary income for insured female employees during maternity leave, maternity allowance helps insured female employees who give birth enjoy paid maternity leave, ensuring their economic income and alleviating their worries. In 2022, the per capita maternity allowance for insured female employees reached 24000 yuan, which is twice the amount in 2013. Ms. Liang, an insured employee from Zhuhai, Guangdong, was hospitalized in a local hospital for natural childbirth, with a total cost of 3492 yuan for maternity medical expenses. "Today, I was discharged and reimbursed through maternity insurance. In the end, I only paid less than 100 yuan. Maternity insurance, like medical insurance, has also achieved direct settlement, eliminating the need to queue at the window or submit materials for application later. It's very convenient," Ms. Liang said happily. Thickness: With stronger mutual assistance ability and more confidence in support, compared to the resident medical insurance that covers nearly 1 billion people and the employee medical insurance that covers 370 million people, maternity insurance is participating