Economy

Continuously improve the quality and efficiency of financial services to the real economy -- the CBRC has firmly promoted the implementation of the proposals proposed by the representative committee

2023-02-23   

At the end of 2022, China's balance of local and foreign currency agriculture-related loans was 49.25 trillion yuan, up 14% year on year; The annual increase was 6.22 trillion yuan, an increase of 1.65 trillion yuan year-on-year. Zhang Hongxiang, the delegate of the 13th National People's Congress, was very pleased with this data. In 2022, during the fifth session of the 13th National People's Congress, he submitted proposals to strengthen financial support for agricultural modernization, including improving the overall scale of agriculture-related credit, increasing credit input to ensure food security, and increasing medium and long-term loans. "To comprehensively promote rural revitalization, we cannot do without the support of financial forces. In response to the pain and difficulty of rural financial services, the regulatory authorities have issued a series of practical policies to promote the flow of financial living water to the areas of agriculture, rural areas and farmers, and effectively respond to the concerns of the people." Zhang Hongxiang said. Strengthening financial support for the real economy, preventing and resolving financial risks, and improving the quality and efficiency of financial supervision... These hot issues in the financial field are the topics of concern to the representatives of the NPC and CPPCC, and also the focus of the work of the regulatory authorities. According to reports, in 2022, the CBRC undertook 663 proposals, including 366 proposals from the National People's Congress and 297 proposals from the CPPCC. The CBRC strives to improve the quality and efficiency of the handling of proposals by compacting the handling responsibilities, improving the handling mechanism, highlighting the handling priorities, and deepening communication and consultation. All proposals and proposals were completed one month ahead of the prescribed processing time, and the processing process and results were evaluated with 100% satisfaction by the representative members. The head of the relevant department of the CIRC said that in order to effectively improve the quality of the handling work, the CIRC clearly required that the sponsor should communicate with the representative members face to face through research, interviews, symposiums, videos and other forms, and effectively change "communication from text to people" and "frequent communication". For example, when listening to the opinions and suggestions of some representative members on the reform of small and medium-sized banks' insurance, the CBRC used information technology to improve the participation and satisfaction of the representative members by taking the combination of on-site discussion, video hearing and live broadcast. "In addition to the delegate members who participated in the on-site discussion, there are 88 deputies to the National People's Congress who listened online through the delegate work information platform. The participants fully exchanged views and reached a consensus on further improving the reform of insurance for small and medium-sized banks," said the head of relevant departments of the CBRC. To effectively improve the quality of handling work, on the one hand, we should innovate the working mechanism, and on the other hand, we should promote the solution of practical problems. The CBRC will take the handling of proposals as an important opportunity to improve its work, improve relevant policies and measures in combination with the actual work, and continue to promote the solution of hot and difficult issues of concern to the people. Mitigating the difficulty and high cost of enterprise financing has always been the focus of the representative committee members. Supervise and urge banks to implement the policy of delaying repayment of principal and interest of loans to small and medium-sized enterprises, and guide bancassurance institutions to actively make continuous financing arrangements; Continue to increase the financial support for rural revitalization, and promote the banking financial institutions to improve the system and mechanism of serving rural revitalization... The CBRC strengthens financial services in weak areas, and focuses on alleviating the financing difficulties of various market entities. According to the data, at the end of 2022, banking financial institutions used for small and micro enterprises

Edit:Hou Wenzhe Responsible editor:WeiZe

Source:XinhuaNet

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