Inclusive credit has become an important growth business in the financial reports of listed banks. Recently, several listed banks have released performance reports showing that inclusive credit continues to maintain incremental expansion and quality improvement. Specifically, whether it is the growth target of inclusive agricultural loans, inclusive small and micro enterprise loans, or serving more long-term business entities, commercial banks actively disclose service prices, smooth financing bottlenecks, provide appropriate and effective financial services, and the coverage of inclusive credit services continues to expand. Increasing the Supply of Inclusive Credit: Inclusive credit has emerged and developed due to the needs of the real economy. The high-quality supply of inclusive credit by large banks is not only a microcosm of the "five major articles" of doing a good job in inclusive finance, but also an important force in promoting economic development. As of now, the 2023 performance reports of six large state-owned banks, namely Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, Bank of Communications, and Postal Savings Bank, have been disclosed. Overall, the six large state-owned banks have increased, expanded, and improved their inclusive credit. For example, by the end of 2023, the balance of loans in the inclusive finance sector of Agricultural Bank of China reached 3.5 trillion yuan, with a growth rate of 37%. The balance of inclusive finance loans from China Construction Bank is 3.04 trillion yuan, with a growth rate of 29.40%. The balance of inclusive loans from Industrial and Commercial Bank of China reached 2.2 trillion yuan, with a growth rate of nearly 44%. Overall, compared to 2022, multiple state-owned banks have continuously extended their coverage and increased their supply of inclusive credit. The joint stock commercial banks have achieved significant results in promoting inclusive credit. China CITIC Bank provides precise support for key areas of the real economy, with a total inclusive loan balance of 545.076 billion yuan in 2023, an increase of 22.22% compared to the end of the previous year. The balance of inclusive small and micro enterprise loans from Everbright Bank in 2023 was 379.133 billion yuan, an increase of 24.18% compared to the end of 2022. In addition, joint-stock commercial banks such as China Merchants Bank and Bank of Communications provide precise support to the real economy, steadily improving the quality and efficiency of inclusive financial business development. According to Ye Yindan, a researcher at the Bank of China Research Institute, since last year, China's inclusive finance has developed rapidly, achieving significant breakthroughs in total volume, structure, and coverage, and basically achieving the sharing of inclusive credit development results among diverse customer groups. At the same time, in terms of business models, large banks have made significant achievements in promoting inclusive models on a national scale by leveraging their comparative advantages, improving the quality of development in key areas, and gradually achieving differentiated development. Vigorously developing inclusive finance is an inevitable requirement for high-quality economic development in China, which is conducive to promoting sustainable and balanced development of the financial industry. Experts say that for commercial banks, developing inclusive credit is not only a result of policy and regulatory efforts, but also an inevitable choice for their own business transformation and sustainable development. The relevant person in charge of the Inclusive Finance Division of China Construction Bank stated that the original intention and responsibility of inclusive finance is to provide appropriate and effective financial services to various social classes and groups with financial service needs, especially long tail business entities, at affordable costs, so that financial resources can be more widely, deeply, and fairly benefited to the general public, thereby promoting the overall prosperity and development of the economy and society. At the 2024 work conference, the State Administration for Financial Supervision and Administration emphasized the need to coordinate and do a good job in the "five major articles" to better serve the new quality of life in key areas of precision empowerment