Economy

Guangdong's banking industry helped stabilize the macro-economic market, and the increment of manufacturing loans doubled year-on-year in the first quarter

2022-04-21   

The reporter learned from the news briefing of Guangdong banking industry in the first quarter of 2022 held on April 20 that Guangdong banking industry is based on key areas, increases credit support and helps stabilize the macro-economic market. On the whole, the banking market in Guangdong operates smoothly and orderly, and the capital supply is reasonable and abundant. By the end of the first quarter, the total banking assets of the whole province (including Shenzhen) were 32.95 trillion yuan, a year-on-year increase of 8.66%. At the briefing, Yan Yu, director of the unification and Information Department of Guangdong banking and Insurance Regulatory Bureau, introduced that in the first quarter, the manufacturing loans of Guangdong (excluding Shenzhen, the same below) increased by 244.6 billion yuan over the beginning of the year, twice the increase in the same period last year; The quality and efficiency of financial services for small and micro enterprises in the banking industry continued to improve. In the first quarter, inclusive small and micro enterprise loans increased by 123.9 billion yuan and 55400 new loan households, including 10100 new "first loan households" loans for small and micro enterprises. Relevant principals of several commercial banks introduced their measures and achievements in supporting the real economy, developing green finance and serving new citizens. Supporting the steady development of the real economy is the proper meaning of financial services. By the end of the first quarter, the total assets of the banking industry within the jurisdiction of Guangdong banking and Insurance Regulatory Commission were 21.47 trillion yuan, a year-on-year increase of 8.51%. Among them, the balance of various loans was 14.77 trillion yuan, a year-on-year increase of 12.57%; In terms of term, medium and long-term loans increased by 557.423 billion yuan over the beginning of the year, accounting for 74.0% of all loans; From the perspective of industry investment, manufacturing loans increased by 244.6 billion yuan over the beginning of the year, twice the increase in the same period last year. "Manufacturing loan has become the largest loan industry of the branch." Deng Bo, vice president of Guangdong Branch of China Construction Bank, said that as of the end of March, the bank's manufacturing loan balance was 219.7 billion yuan, an increase of 41.4 billion yuan over the beginning of the year, including 100.5 billion yuan of medium and long-term loans in the manufacturing industry, an increase of 15.7 billion yuan over the beginning of the year. "We have started the exploration of science and technology finance since 2012 and gradually established a science and technology financial service system of 'science and technology sub branch + government bank risk sharing + investment and loan linkage'." Li Zhijun, vice president of Bank of China Guangdong Branch, introduced that at present, the bank has built 30 science and technology branches in the province, covering 14 cities in Guangdong and 6 districts in Guangzhou. With the clear timetable, road map and construction drawing of the "double carbon" goal, green finance has become the consensus of the development of commercial banks. The green credit of major banking institutions under the jurisdiction of Guangdong banking and Insurance Regulatory Bureau increased by more than 150 billion yuan over the beginning of the year, and the loans for building energy conservation and green buildings, renewable energy and clean energy projects and industrial energy conservation, water conservation and environmental protection projects increased by 285%, 84% and 46% respectively year-on-year. Fang Qi, member of the Party committee of Guangdong Development Bank, introduced that Guangdong Development Bank made full use of the comprehensive financial advantages of "insurance + investment + bank" of China Life Group, deepened the construction of green financial service scenarios, and innovatively provided "commercial bank + investment bank" services in the green field. At present, the bank's credit in the green field exceeds 100 billion yuan, and green credit and green bond investment grow rapidly. Zhou Jie, vice president of ICBC Guangdong Branch, introduced that the bank's green credit balance in the first quarter was 195.1 billion yuan, with a growth rate of 29%, far exceeding the growth rate of various loans. "In the next step, we will accelerate the implementation of carbon emission quota mortgage guarantee loan business." He introduced that the business can use the carbon emission quota as an auxiliary guarantee for enterprise loan mortgage (pledge) and credit enhancement, help enterprises revitalize carbon assets and provide corresponding financing support. (Xinhua News Agency)

Edit:Huang Huiqun Responsible editor:Huang Tianxin

Source:southcn.com

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