On September 9th, it was confirmed through multiple sources that the lower limit of the commercial loan interest rate for Guangzhou's first home has exceeded LPR and dropped to LPR-10BP. Guangzhou has also become the first first first tier city to break the lower limit of LPR. The reporter learned that the latest policy in Guangzhou is: 1. There are no houses in Guangzhou, with a down payment of 30% for the first set of housing, and the lower limit of the interest rate is LPR-10BP, which is 4.1%. 2. There is a suite available in Guangzhou, with a down payment of 40% and a minimum interest rate of LPR+30BP, which is 4.5%. 3. There are 2 or more units in Guangzhou, and loan issuance will be suspended. It is understood that this policy will be implemented from September 8th. If the sales contract or real estate sales contract has been signed online before September 8th (excluding September 8th), the original regulations will be followed. (New News Agency)