The monetary policy committee of the people's Bank of China recently held a regular meeting in the first quarter of 2022, which proposed to keep the word steady and seek progress while maintaining stability, strengthen cross cyclical and counter cyclical adjustment, strengthen the implementation of prudent monetary policy, enhance foresight, accuracy and autonomy, give full play to the dual functions of the total amount and structure of monetary policy tools, respond actively, boost confidence, provide stronger support for the real economy and stabilize the macro-economic market. Recently, as more and more financial institutions publish annual business reports, a "report card" of the financial industry's strong support for the real economy has become clearer and clearer. Smooth enterprise financing channels How to alleviate the difficulty and high cost of enterprise financing is a necessary question for financial institutions. According to the annual report of the industrial and Commercial Bank of China, in 2021, the bank's domestic RMB loans increased by 2.12 trillion yuan, an increase of 243.3 billion yuan year-on-year, reaching a new high in the same period; The balance of loans to manufacturing exceeded 2 trillion yuan, an increase of 319.7 billion yuan over the previous year; In the high-tech fields supported by the state, the balance of loans exceeded 1 trillion yuan. The Bank of communications strongly supported entity enterprises. By the end of 2021, the balance of domestic manufacturing loans of the Bank of communications had increased by 16.16% over the end of the previous year; The balance of strategic emerging industries and Pratt & Whitney small and micro loans increased by 90.90% and 49.23% respectively compared with the end of the previous year; The balance of green credit increased by 31.37% over the end of the previous year. In the core area of the national major regional strategy and the regional coordinated development strategy, the postal savings bank continued to increase resource investment in key areas such as "two new and one heavy", advanced manufacturing, specialized and new "little giant" enterprises around the supply side structural reform. By the end of 2021, the balance of corporate loans of the postal savings bank was 2.25 trillion yuan, an increase of 13.96% over the end of the previous year; Medium - and long-term loans to manufacturing increased by 42.72 percent; Serve more than 1000 national specialized and new "little giant" enterprises; The proportion of newly issued loans to private enterprises increased by 4.70 percentage points. Liu Jianjun, President of the postal savings bank, said that in terms of credit investment, we should vigorously support the development of the real economy. In the field of retail credit, we should mainly focus on agriculture, rural areas and farmers, agriculture related and inclusive small and micro loans to increase credit. At the same time, the postal savings bank will also increase investment in credit cards, consumer loans and other fields to enhance the pulling effect of consumption on the economy. Actively prevent and resolve risks As the external environment becomes more complex, severe and uncertain, China's economic development is facing triple pressures of shrinking demand, supply shock and weakening expectation. How to prevent and resolve risks puts forward higher requirements for the financial industry. At the regular press conference held by the China Banking and Insurance Regulatory Commission on March 31, Zhang Weidong, President of China Cinda Asset Management Co., Ltd., said: "since the 19th National Congress of the Communist Party of China, we have acquired more than 740 billion yuan of principal and interest of non-performing financial assets, and the market share of public batch transfer accounts for more than 30%, keeping the industry leading. By the end of last year, we had carried out market-oriented debt to equity swap business of 26 billion yuan, and expanded the debt to equity swap business to all kinds of enterprises." China China China one belt, one road vice president of Limited by Share Ltd, said that after the establishment of the "one belt" reinsurance community in China last year, 23 insurance companies have joined the insurance business to provide insurance services for Chinese enterprises in related projects. Zhuang Qianzhi, In more than a year, the total scale of overseas projects guaranteed by the community exceeded 16 billion yuan, effectively preventing and resolving the overseas risks of Chinese enterprises "going global". Faced with the novel coronavirus pneumonia outbreak, the exchange and other related units are also taking the initiative to help enterprises cope with risks. On March 26, the Shanghai Stock Exchange issued a notice announcing that it would waive the initial listing fee and annual listing fee of stock and incremental listed companies in Shanghai Stock Exchange in 2022, the online voting service fee of the shareholders' meeting of incremental listed companies in 2022, the CA certificate service fee of 2022 and other fees, and reduce and reduce the special line and cabinet fee of the data center. The Shanghai Stock Exchange has put forward 30 specific measures to further ensure the operation of the market, so as to reduce the burden on the majority of entity enterprises. Service major development strategy Based on the overall situation of national development and serving the needs of social progress, it has become the focus and highlight of the work of more and more financial institutions. According to the data released by the Bank of communications, in 2021, the bank's loan balance in the Yangtze River Delta, Beijing Tianjin Hebei, Guangdong, Hong Kong and Macao Bay area increased by 15.30% compared with the end of the previous year. According to the annual report of Agricultural Bank of China, in 2021, the bank actively responded to the national strategy of comprehensively promoting rural revitalization and gave full play to its role as a leading bank for Rural Revitalization. By the end of 2021, the balance of county loans of Agricultural Bank of China was 6.2 trillion yuan, an increase of 913 billion yuan, with a growth rate of 17.2%. The balance accounted for 36% of the bank's loans. The proportion of increment, growth rate and balance reached a new high in recent 10 years. As of the end of the year, the latest information on the investment scale of China Life Insurance Group (xiongan New Area) showed that the investment of China Life Insurance Group was nearly 28 billion yuan. In this process, China life property insurance company actively connected with enterprises participating in the construction of xiong'an new area, served dozens of large-scale projects, and provided diversified risk guarantee for the construction of xiong'an new area. Up to now, the company has provided more than 20 billion yuan of risk protection for resettlement houses in xiong'an new area, participated in the bidding of engineering insurance projects of dozens of enterprises and institutions in xiong'an new area, and provided nearly 80 billion yuan of risk protection in total. How to use green finance to help carbon peak and carbon neutralization? According to the annual report of the postal savings bank, by the end of 2021, the balance of green loans of the postal savings bank was 372.294 billion yuan, an increase of 32.52% over the end of the previous year, exceeding the growth rate of 30.20% in the previous year. Wang Junfeng, Secretary of the board of directors of CITIC Securities, said that last year, CITIC Securities and relevant units jointly launched the "China bond CITIC Securities ESG preferred credit bond index" and synchronously launched the income certificate products linked to the index, which effectively promoted more social capital to participate in green development. "In the next step, the company will continue to promote the issuance of green bonds, green investment and other businesses, and help the adjustment of industrial structure with capital allocation." (Xinhua News Agency)