All localities are still making further efforts to implement measures to stabilize real estate due to the city. The reporter of Securities Daily learned that after more than 85 cities released the policy of stabilizing the real estate market in July this year, since August, many cities across the country have successively introduced relevant policies of stabilizing the real estate market, involving the loan amount of provident fund, the recognition standard of the first house, the pre-sale policy, the talent purchase subsidy and other aspects. On August 9, Lianyungang Municipal Bureau of housing and urban rural development issued the notice on further promoting the healthy and stable development of the real estate market in Lianyungang City (hereinafter referred to as the "notice"), which not only significantly increased the amount of provident fund loans for purchasers, but also explicitly proposed that "loans should be granted but not houses" and supported group purchase by enterprises. According to the notice, during the period from July 1, 2022 to December 31, 2022, the maximum loan amount of Lianyungang City's house purchase borrowers who normally deposit the housing provident fund unilaterally will be increased from 300000 yuan to 500000 yuan, and the maximum loan amount of the borrowers who normally deposit the housing provident fund will be increased from 600000 yuan to 1 million yuan. During this period, the employee families who purchase houses in Lianyungang City can apply for housing provident fund loans as co borrowers, regardless of whether they have property rights or not. Lianyungang banking financial institutions shall implement the first house loan policy for those families who have a local house and have settled the corresponding purchase loan, and apply for a loan again to purchase ordinary commercial housing in order to improve their living conditions. The circular also focuses on supporting the centralized purchase of commercial housing in batches and the group purchase of commercial housing by enterprises. The development enterprises shall give certain preferential treatment. Yan Yuejin, research director of the think tank center of E-House Research Institute, told the Securities Daily, "Lianyungang City's policy this time clearly stipulates that family members can become co borrowers of provident fund loans, which belongs to the category of 'one person buying a house for the whole family'. On the whole, this is also a practice that will continue to be adopted by all localities in the second half of the year, and is still a feature of financial assistance to the housing market." The reporter found that up to now, more than 15 cities have launched the relevant policies of "one person buying a house for the whole family". In view of this phenomenon, Yan Yuejin said, "in essence, 'one person buying a house for the whole family' is actually to increase the income level of buyers and reduce the threshold and pressure of provident fund loans. Such operations will not cause too much financial risk, so all localities can open up to try and promote." In addition, the reporter learned from the housing and Urban Rural Development Bureau of Haimen District of Nantong that recently Haimen district has also issued several opinions on promoting the steady and healthy development of the real estate market. The new policy has also adjusted the amount of provident fund loans for purchasers. If local employees apply for provident fund loans for purchasing the first ordinary commercial housing, the loan amount will be relaxed to twice the original loan amount, and the maximum loan amount will not exceed 400000 yuan / person and 800000 yuan / household. If an on-the-job employee applies for a provident fund loan for purchasing a second set of ordinary commercial housing, the maximum loan amount shall be adjusted to 400000 yuan / person and 800000 yuan / household. For on-the-job employees with master's degree or senior professional title or above who apply for provident fund loans, the maximum loan amount is adjusted to 800000 yuan / person and 1.6 million yuan / household. In addition, the new policy also focuses on the purchase of ordinary commercial housing by households through commercial bank loans for the first time