"It's really convenient. It's done in a few minutes. We not only received the insurance policy, but also downloaded a free app that can query and identify overseas country risks and buyer risks, which is of great help to us in our export trade." Said zhangjingxian, an administrative assistant of Guangzhou shentie traction equipment Co., Ltd. On May 24, at the export credit policy application window of the government affairs service center of Guangzhou Development Zone, he received a policy export credit policy specially provided for small and micro export enterprises on behalf of the company, with a guaranteed amount of 150000 US dollars. Affected by the COVID-19, the risk of foreign trade enterprises engaging in overseas trade has intensified. Guangdong has issued various policies to stabilize foreign trade through finance, especially for small and micro enterprises with weak ability to resist risks, providing convenient services for policy based export credit insurance policy application, and tying the "safety belt" for enterprises to "go to sea" in time. Quick claim It can resist the risks of overseas buyers' default in payment and cancellation of orders Zhangjingxian told the reporter that his company is a small and micro enterprise engaged in the export trade of traction systems, traction equipment and electronic devices for Intercity bullet trains and locomotives. "After receiving the notice from the government department, you can apply for an export credit insurance policy. Today, I am here to handle it. Many foreign trade enterprises are delayed by overseas buyers after shipment. Now with the help of the government and insurance enterprises, you can effectively recover the payment for goods, and the subsequent export trade will be more convenient." The reporter saw from the government affairs service center of Guangzhou Development Zone that many small and micro enterprises came to the special window for applying for export credit insurance policies and quickly completed business handling under the guidance of the staff. Small and micro enterprises registered in Guangdong Province (excluding Shenzhen) according to law, with a customs export volume of less than US $3million (inclusive) in 2021 and meeting the requirements of policy support can apply for a policy based export credit insurance policy. "In order to facilitate small and micro enterprises to understand policies and apply for this policy based insurance policy, we quickly integrated government service resources. On the one hand, we sent text messages and advertised them through 5g SMS and government SMS platforms; on the other hand, we opened a special window for applying for export credit insurance policies in the district government service center. China SINOSURE Guangdong Branch sent a professional team to assist small and micro enterprises to apply for insurance policies." Maoqionglin, director of the administrative service management center of Guangzhou Development Zone, introduced that up to now, 387 small and micro export enterprises in the zone, accounting for about 34% of the total, have completed the application. How can this policy help small and micro enterprises? Li Kunhua, deputy director of the Foreign Trade Development Department of the Huangpu District Bureau of Commerce of Guangzhou, told the reporter: "whether it is the commercial risks such as the bankruptcy, default and rejection of goods of overseas buyers, such as the cancellation of orders, the failure to collect accounts receivable, or the losses caused by political risks such as war and foreign exchange control in the buyer's country, the buyer can obtain rapid compensation of up to 150000 US dollars." "Help enterprises make good and sufficient use of policy insurance, solve their worries at home, and let them boldly accept orders and do big business." Li Kunhua reminded that in addition to handling at offline windows around Guangdong, eligible small and micro enterprises can also apply online through the "China International Trade single window" (hereinafter referred to as the "single window"). As the underwriting agency of the policy oriented export credit insurance policy, China SINOSURE Guangdong branch has guided nearly 7000 small and micro export enterprises in the province to apply for policy oriented insurance policies through the "single window" since this year. At present, the company will further cooperate with the competent authorities to greatly improve the convenience of the policy support, so that more small and micro enterprises can enjoy protection. Annual target Short term export credit insurance will strive to cover more than 12000 enterprises throughout the year Export credit insurance is the "escort" for foreign trade enterprises to go to sea. In this regard, huangminlong, international marketing director of Guangzhou Aosheng artificial grass Co., Ltd., is deeply impressed. "We sent a batch of goods to Chile in South America. After arriving at the port, various expenses increased significantly, but the buyer could not contact or pick up the goods. We had no choice but to report the case first and received $90000 for settlement of claims first." He said that export credit insurance has provided strong backing and strong support for enterprises to further explore overseas markets under the influence of the epidemic. Increasing the support of short-term export credit insurance for foreign trade enterprises is an important measure to stabilize foreign trade. On May 26, 2022, the opinions of the general office of the State Council on promoting the stability and quality improvement of foreign trade pointed out that it is necessary to increase the support of export credit insurance, increase the support of export credit insurance for small, medium and micro foreign trade enterprises, and further expand the underwriting coverage of small, medium and micro foreign trade enterprises on the basis of last year. As a major foreign trade province, Guangdong takes the lead. On March 25, 2022, Guangdong Provincial Department of Commerce and China Export Credit Insurance Corporation Guangdong Branch (hereinafter referred to as "China Export Credit Insurance Corporation Guangdong branch") jointly issued the notice on increasing export credit insurance to support cross cycle regulation and further stabilize foreign trade (hereinafter referred to as "the notice"), proposing to further play the role of export credit insurance to support the stable development of Guangdong's foreign trade. The notice clearly points out that it is necessary to strengthen the support for small, medium and micro foreign trade enterprises, and requires local competent commercial departments to timely and in-depth understand the outstanding difficulties and financial needs faced by small, medium and micro foreign trade enterprises, implement the special policy of promoting the "small and micro enterprises" of export credit insurance, and cooperate with China SINOSURE Guangdong branch to increase the accuracy and direct access of enterprise services. At the same time, the notice also requires all business units of China SINOSURE Guangdong branch to effectively increase the service support of export credit insurance for small, medium and micro foreign trade enterprises, actively promote the "single window" online insurance for small and micro enterprises, "walking around the world" app, credit traffic light, China SINOSURE small and micro school and other digital credit insurance services, and continuously improve the quality and efficiency of inclusive financial services, Strive to support more than 12000 enterprises with short-term export credit insurance services throughout the year. (Xinhua News Agency)